Is the flood insurance at your home current?
April 16, 2014
VAIL — Vail snowpack levels are at 115 percent of normal, so area property owners are reminded to review their current insurance policies and consider adding flood insurance. According to the town of Vail Public Works Department, spring run-off typically peaks between mid-May and mid-June. A minimum 30-day waiting period may be required before a new flood policy comes into effect.
Floodplain maps are available on the town of Vail website at http://www.vailgov.com under Vail Information. The maps indicate the approximate floodplain locations in Vail and can be used as a reference for homeowners to determine whether their property is located near a floodplain area. Insurance rates are based on official Flood Insurance Rate Maps created by the Federal Emergency Management Agency. Copies of these maps are available for review at the town of Vail Public Works Department, located at 1309 Elkhorn Drive, or may be ordered by calling 1-877-336-2627 or available at msc.fema.gov. The town of Vail is a member of the National Flood Insurance Plan, which allows every property owner in Vail the option to purchase flood insurance, regardless of the property's location.
Areas Prone To Flooding
Area streams most prone to flooding include: Black Gore Creek near The Heather, Gore Creek at the intersection of Bridge Road and Lupine Drive in East Vail; Mill Creek near Mill Creek Drive in Vail Village; and Red Sandstone Creek near the Brooktree Condominiums and Buffehr Creek from Circle Drive to the North Frontage Road in West Vail. As the weather warms, Public Works crews will begin daily water level checks at approximately 90 locations throughout the town, including culverts, catch basins and bridges. Nightly checks are added to the rounds once the peak run-off season hits.
Also, the town will provide free sand material and empty bags as needed for residents and businesses who wish to safeguard their property from the possibility of high water.
Homeowners interested in adding flood coverage to their insurance policies are encouraged to call their insurance agents to check availability. In addition, the National Flood Insurance Program offers information on floods and flood insurance, including local agents who provide the coverage, online at http://www.floodsmart.gov. Residents are also reminded of the importance of being prepared for any emergency by assembling a kit containing a three-day food and water supply, as well as medications, toiletries, pet supplies, flashlight, radio and extra batteries. Visit http://www.ready.gov for more recommendations on personal emergency preparedness.
For more information on Vail's flood maps, contact Tom Kassmel, town of Vail floodplain administrator, at 970-479-2235. For county-wide information, contact Barry Smith, with Eagle County Emergency Management, at 970-328-3545.