I would like to discuss a sensitive subject with you – health insurance. I experienced this the hard way.
Being self-employed, my health insurance tripled in one month and since I could not
afford the increase I was forced to cancel my health insurance policy.
When I became ill with double pneumonia this winter and was hospitalized for two months without insurance, the medical bills for the hospital and ambulance service to Denver were significant. After the fact, I became informed about major medical insurance for catastrophic debts. To my surprise, it is cost-effective. It might not cover ordinary bumps and bruises, but it will include a major medical emergency.
I strongly suggest that all uninsured people look into it further. In the long run, it will save them a lot of time, worry and expense.